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In late 2022, Apple added an opt-in setting that extends end-to-end encryption to most iCloud data, including photos and backups. Once on, even Apple cannot access or hand over that data.
Advanced Data Protection is the correct answer because it extends end-to-end encryption to most iCloud data, including photos and backups, meaning the encryption keys live only on a user's own trusted devices. Once enabled, not even Apple holds a copy of the keys needed to unlock this data, so a hacked server or a legal order directed at Apple would only produce unreadable, scrambled information.
Find My iPhone is a location-tracking and device-recovery feature, entirely unrelated to encrypting iCloud storage. Screen Time is a tool for monitoring and limiting app and device usage, also unconnected to data encryption.
The tradeoff of this strong protection is real: if someone loses their recovery key and all trusted devices at once, Apple genuinely cannot help restore the account, since the whole point of the feature is that Apple never holds the keys itself.
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